Suffering an on-the-job injury is often a traumatizing experience. The period of time afterward can be confusing, especially if you are worried about how you will pay for things like medical bills when you are out of work. Workers’ compensation benefits are often key to recovery because they help address these types of financial struggles, but you need to be sure that you take the correct actions following your work accident.
What should I do after a work accident?
If you suffered an injury at work in New Jersey, you need to report it to your employer. The sooner you make this report the better, because it is critical to you receiving medical care. You should also make sure to report your injury in a timely manner to limit the chances of your employer claiming it did not happen at work.
After you notify your employer, it is his or her responsibility to report your injury to the workers’ compensation insurance carrier. Unfortunately, employers sometimes refuse to do so. If this happens to you, you can either directly contact the insurance company yourself or work with an attorney who can help you file an appropriate claim with the New Jersey Department of Labor and Workforce Development. Other things you may need to be aware of after a work injury:
- The possibility of light duty and what to do if your employer does not offer this
- Potential retaliation from a disgruntled employer
- Whether you can recover compensation from a third party
Life after a work accident is often drastically different. If you are struggling to handle the change it might be because you do not have the right support. Whether you need help securing workers’ compensation benefits or are curious about possible third party compensation, you should be sure to visit our workers’ comp website for more information.