Much of the discussion around workplace injuries in New Jersey focuses on recovery, but for some victims that day will never come. This is because some workplace accidents cause injuries that are so severe there is no way that victims will ever be able to hold gainful employment in the future. If this is your situation, you might qualify for permanent total disability — PTD — benefits.
Do I qualify for permanent total disability?
When you suffer an on-the-job injury, you will need to take the proper steps toward your recovery. This includes receiving proper treatment, undergoing rehabilitation and taking any other necessary steps. You will eventually reach what is called maximum medical improvement — MMI — meaning that your condition is unlikely to improve. If your condition is something you will live with forever that prevents you from working, you probably qualify for PTD benefits.
What will my benefits be?
Your benefits should equal 70% of what your average weekly wage was before your injury. These benefits are initially paid for a period of 450 weeks. Once this period is up you will need to be reevaluated, and if your injury is still present then you will qualify for PTD benefits for the rest of your life. You can rely on these benefits for things like:
- Lost wages
- Medical bills
- Other financial gaps
Securing the benefits you deserve is not always easy. In fact, many victims in New Jersey are denied benefits the first time around. Whether you need to appeal a decision or are ready to seek permanent total disability benefits for the very first time, you may find it helpful to learn more about the process before getting started.