In order to better serve you while concerns over COVID-19 continue we are happy to conduct consultations by phone. Documents can also be reviewed and signed electronically. Please don’t hesitate to contact us with any questions or concerns.
Kaplan & Kaplan Counsellors at Law

Free Consultations | No Recovery, No Fee 973-988-1101

Se habla español

Who qualifies for permanent disability benefits?

We have discussed the timeline for temporary disability benefits, but some injuries are so severe that they make it impossible for you to continue working for the rest of your life. Temporary benefits don’t help when you will never reach maximum medical improvement (MMI) for your condition.

What does a worker’s future look like when they can’t earn wages? For these employees, permanent disability benefits are necessary. Who qualifies for permanent disability typically depends on the type of injury, which determines whether those benefits can be partial or total disability.

Partial disability

Partial disability benefits are based on “scheduled” or “non-scheduled” losses, with an assigned percentage. Scheduled losses may include permanent injury to the following areas of the body:

  • Arms
  • Hands or fingers
  • Legs
  • Feet or toes
  • Eyes
  • Ears
  • Teeth

Non-scheduled losses are those that involve areas of the body not listed on the schedule.

Total disability

Total disability benefits are for a permanent injury or illness that prevents you from returning to gainful employment of any kind. They are provided weekly for a period of 450 weeks; workers who show they are unable to become employed and earn an income after 450 weeks can collect benefits beyond that period.

Total disability is in effect if you lose two major members of your body or a combination of several members of your body. There are many other types of injuries or combinations of injuries that would cease your ability to work.

Do you have a permanent disability?

Regardless of whether a permanent disability benefit is partial or total, these benefits are paid each week and are due after a temporary disability ends. Seeking these benefits can be a source of concern for injured workers and their families, as proving they are unable to work permanently could be difficult.

If you are worried your injury may not be taken seriously enough or you will lose your benefits after 450 weeks, a workers’ compensation attorney can review your case and discuss your legal options. If your workplace causes you to be unable to work, you should not be left with the financial burden.

No Comments

Leave a comment
Comment Information
Email Us For A Response

Don’t Wait | Schedule Your Free Consult

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

  • Clients' Choice Award 2019
  • Avvo Clients choice 2018 | Workers Compensation
  • Avvo Rating | Excellent | Featured Attorney Workers Compensation

Wayne Office
500 Valley Road
Wayne, NJ 07470

Toll Free: 800-724-5346
Phone: 973-988-1101
Fax: 973-694-8191
Wayne Law Office Map

Hackensack Office
Court Plaza South, West Wing
21 Main Street, Suite 171
Hackensack, NJ 07601

Map & Directions